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Credit Risk Analyst

  1. Full time
  2. Leeds
  3. Risk & Compliance

Up to £48,000 depending on experience

Expiry date: 05/06/2024

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Job description

This vacancy has now expired. Please see similar roles below...

Are you an analytical and numerical whizz? Do you have a background in scorecards used within financial services? Looking for a role where you can progress?

If your answer is 'yes' to all of these, keep reading.  

Want to know a little about us?

At Novuna Consumer Finance, we provide fast, flexible finance solutions for some of the UK's biggest retail brands.  Whether customers are buying furniture for their new home, an important piece of jewellery, or home electrical goods, we're passionate about delivering phenomenal customer experiences.  

We're proud to be a Top 50 Inclusive employer. We're a signatory of the Women in Finance and the Race at Work Charter and we're Disability Confident Committed

What does the role involve?

You will work within our Consumer Finance Risk function and report to the Decision Science and Modelling Manager and focus on monitoring application scorecards we have already built, making adjustments where necessary or creating new/more effective ones for the business to use. You will get the opportunity to lead in identifying and implementing innovative decision, modelling and forecasting technology driving year on year improvements.

Some of your key duties will include:

  •  Pro-actively identify improvements to the Novuna Consumer Finance credit risk strategy, scorecards and financial models to improve profitability
  • Deliver predictability and control of bad debt performance to a planned level of loss
  • Collaborate with business stakeholders to support new product development
  • Working with Risk Team Managers to support the education of the broader risk team with model development skills and knowledge

What are we looking for?

We are looking for a skilled risk analyst who has worked with lending scorecards before and is able to bring their knowledge of creating effective decision models to enhance what we have already.

Also, we're looking for the following: 

  • Working knowledge of using SAS
  • Background of working within Financial services
  • Ability to lead model development projects
  • Ability to work with and collaborate with colleagues

What can we offer you?

At Novuna we take our people promise seriously. If you join us, you'll have a chance to make a difference, opportunities to learn, and time to shine.

In addition to a market-benchmarked salary and excellent bonus scheme, our offer to you includes:

  • Flexible hybrid working
  • 25 days' holiday, plus bank holidays and the option to buy/sell 5 days
  • Full wellbeing package including BUPA, digital GP service, 24/7 employee assistance, plus wellbeing events throughout the year

What's the next step?

Interested?  Start your application today and see what Novuna can offer you. 

Novuna has been named one of the top 50 most inclusive employers for the fourth year running and this is also reflected in our recruitment process. We are committed to ensuring our application process is inclusive and accessible to all candidates.

We're Disability Confident Committed, so if you're a person with a disability, if you're neurodivergent, or if you have a condition that you believe may affect your performance during our selection process, we'll be happy to make reasonable adjustments to our processes for you.

 

 

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