Credit Analyst
- Full time
- Newbury
- Risk & Compliance
43,000
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Job description
This vacancy has now expired. Please see similar roles below...
Are you passionate about seeing things through to deliver excellent customer service? Do you come with strong analytical skills and enjoy working with data? Looking to work in a collaborative way?
If your answer is 'yes' to all of these, keep reading.
Want to know a little about us?
At Novuna Vehicle Solutions, we're passionate about building a better tomorrow. Which is why we're lighting the way in the electric vehicle revolution. From family cars to HGVs, we're helping customers of all kinds on their journey to carbon-free mobility.
We're proud to be a Top 50 Inclusive employer, and we're number 15 in Glassdoor's Top 50 Employer list.
What does the role involve?
Reporting to the SME Credit Risk Manager, you will work in collaboration with your team to make key credit lending decisions for both prospective and existing SME customers.
This is a good opportunity for people with existing underwriting experience to get their name out in the Broker network and gain some real-life, first-line experience. We offer flexible working hours and work a hybrid model where you will be expected to be onsite at our Newbury office from 2-3 days.
Some of your key duties will include:
- Reviewing Regulated and Non-Regulated SME credit applications from our Associate network
- Undertaking Fraud investigations and dealing with internal and external fraud related enquiries
- Creating, cleansing and distributing reports to the wider business
- Analytically reviewing data and reports to ensure all processes are running smoothly
- Ensuring that good customer outcomes are at the heart of everything you do
What are we looking for?
You are passionate about data and take pride in being precise and accurate. You come with excellent people skills and are a strong communicator when faced with challenging conversations. You will have had similar experience of underwriting in a regulated environment and be familiar with the regulatory framework surrounding affordability assessments. Given your area of expertise, you are a team player and keen to bring your new ideas to the table to make a real difference to further enhance the quality of service we provide. Our customers are the heart of every decision we make, therefore you come with the desire in helping us shape the future with your energy.
Also, we're looking for the following:
- Experience using Experian consumer and commercial tools
- Strong credit and analytical skills
- Proficient in Microsoft Office, Excel
- Knowledge of asset-based lending
What can we offer you?
At Novuna we take our people promise seriously. If you join us, you'll have a chance to make a difference, opportunities to learn, and time to shine.
In addition to a market-benchmarked salary and excellent bonus scheme, our offer to you includes:
- Flexible hybrid working
- 25 days' holiday, plus bank holidays and the option to buy/sell 5 days
- Full wellbeing package including BUPA, digital GP service, 24/7 employee assistance, plus wellbeing events throughout the year
What's the next step?
Interested? Start your application today and see what Novuna can offer you.
Novuna is a consciously inclusive employer, and we encourage applicants from all backgrounds.
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